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Miscellaneous Info:
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About the Company:
No details available as of right now.
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Your Comments & Reviews
| Rating: |  |
| From: | Harold Herrin , southeast Texas |
| Title: | not happy with the junk mail associated with 08/21/2008 - 21:50 |
| Review: | I received this card unsolicited and have never used it. I tore it up immediately. I hope they're not charging me a monthly fee as it's been almost 2 years now. I keep getting unwanted mailers (with an $8.00 check enclosed) If I cash it my card will be charged $11.99 per mo. Tired of the junk mail. |
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| From: | Julie , orlando |
| Title: | decent card 05/21/2008 - 16:41 |
| Review: | for people that have bad credit it is a card that will help rebuild your credit score. although i must say if you mail your payment, make sure you mail it at least 10 days before the due date. they give you a 1 day grace period and if it is not processed yet they hit you with a late fee. then they will raise your maint. fee each month. i was late 1 time in 15months and they whacked me a higher maint. fee. the good thing about this card is they will increase your limit if you pay on time. I have had my limit raised 3 times since I have got the card. |
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| From: | Christine , chicago, IL |
| Title: | I love this card 05/05/2008 - 02:30 |
| Review: | I got this card about a year ago I was only 19 and needed to establish some sort of credit in my name. Yes it does have a higher intrest rate but that is to be expected since they are offering people with less than perfect credit a chance at credit again. I never even have to call customer service you can do everything online including payments which is great for me no checks to write and nothing to worry about. Plus some other credit cards charge you a fee to pay onlinE this one doesnt I can make ten payments a month if I want. Plus they are good with credit increases the first one takes about 4 months but after that every few months it just kept jumping I am up from 300.00 last year to 1,000 now. I love it!!!! |
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| From: | KAREN , ARIZONA |
| Title: | Not Happy 04/12/2008 - 17:15 |
| Review: | when I called and asked for information they weren't very nice and I couldn't even understand them very well because of heavy accent and they would get upset because i said i wasent understanding. I can't wait to quit this card, but i have to wait. It's expesive. Other cards you don't even have to pay an APR. and plus they charge you 6.oo every month for monthly fee,even if you don/t use it that month. DON'T LIKE
IT |
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| From: | michelle , georgia |
| Title: | very unhappy 04/01/2008 - 10:12 |
| Review: | bad attitudes interest high and they will garnish you for payment. |
| Rating: | |
| From: | YVETTE LATIOLAIS , BROUSSARD, LA 70518-7912 |
| Title: | GOOD CREDIT CARD 02/09/2008 - 10:38 |
| Review: | IT'S A GOOD CREDIT CARD.. |
| Rating: | |
| From: | a.b , jacksonville |
| Title: | its okay 01/17/2008 - 01:14 |
| Review: | for a peprson who has bad credit it is very hard to find an unsecured credit card,so i do commend them on giving me some kind of chance.I am paying gor all of my messups when i was younger. the card is okay but the only thing i dont understand is the avaiable credit does not keep up with the balnce if you go online or call the automated sysytem and it gives you your balance and available credit,it never adds up to where you think you have more credit than you really do,the pending auths ar enot always immed viewable so nothing ever adds up until its too late,fortunatley i view my account a couple of time sdaily and send in my payments early,overall it is okay |
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| From: | doyou evencare , my home I'll defend |
| Title: | wish to press charges 12/27/2007 - 15:31 |
| Review: | I do not appreciate them calling, saying hello, and refusing to identify who they are. If they want to discuss business with us, do not call, say hello, and when I say who is this, they hang on the phone, not hanging up for several minutes, while I am asking who is this, why are you calling us. The number traced back to 201-**-****. This is harrassment, I will pursue it. |
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| From: | Kristi , TEXAS |
| Title: | Ive had this card for 4 or 5 months... 10/17/2007 - 13:54 |
| Review: | Its a pretty reasonable card for people with bad credit. I got a 500 dollars credit line and upon activation they charged my card 85.00 for activation fee. They charge me 6.50 a month for something else cant remember and 10 dollars a month for something else. Its alot but overall i like the card. Its building my credit and i make more than the minumum payments everymonth to avoid late charges and overdraft.I do spend it all bef ore the next bills is due again, lol. Their customer service it okay, not the best i c ant hardly understadn any of them. Its as if the call center is in India or something i dont know, but they all have heavy heavy accents and they dont seem to know how to do their job very well. They give you very general information that you could have found out otherwise yourself on line, so thats not much help. But other than that i enjoy using the card everymonth and cant wait for my credit increase after 6 months, hehe. This card works for me because i have fairly bad credit(hospital bills, utility bills etc). |
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Credit Line increase within 6 months when you make payments on time 